Lightning Baccarat

Lightning Baccarat is an exciting new take on the classic casino game of Baccarat. Lightning Baccarat was created by Evolution Gaming which combines live gameplay with high-paying RNG multipliers.

Just like in Live Baccarat, in Lightning Baccarat players try to predict which hand, the Player or the Banker, will win by having a value closest to nine. In this new addition of live Baccarat, players can also bet on the Tie winning.

A slight difference in Lightning Baccarat live is that after the betting time has expired a lightning round begins where a lightning effect strikes between one and five random lightning cards. As soon as this happens, each of the cards gets instantly given a random multiplier.

The players are required to match one of their cards in a winning hand to a lightning card in order to win one of the base levels 2x, 3x, 4x, 5x, or 8x multiplier payouts.

The more lightning cards a player has in the winning hand, the more the multiplier payouts are increased, with up to 512x on Player and Banker bets and up to 2,62,144x on the Tie bet.

Lightning Baccarat follows in the steps of other Evolution Gaming lightning games and features a stunning black and gold Art Deco backdrop. The studio also has random lightning flashes in the UI to prompt their high-paying RNG multipliers.

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What Is Lightning Baccarat?

Gaming enthusiasts that are big fans of Evolution’s games like Lightning Dice and Lightning Roulette will absolutely love Lightning Baccarat. Borrowing the same concept, Lightning Baccarat uses the same Lightning multipliers concept in this thrilling game.

For players that are absolutely clueless about Baccarat, the classic table game, here’s how it works. In each and every game round, gamers are required to choose a bet on either the Banker or the Player to have the winning hand. Gamers can also bet on the possibility that it would end in a Tie.

In classic Baccarat, the game is started by dealing two cards each face-up to the player and the banker. The winning hand is determined by checking which hand has a total that is closest to nine.

All the card values are worth the same number as the card’s face values except for 10, Jack, Queen, and King are valued at zero while Ace is counted as one. After all the cards have been dealt, the total number of points that the player and banker needs to be closest to nine.

If both of them are the same then it’s a tie and all the players that bet on the tie would then win the game. This is how the classic game of Baccarat is played. Lightning Baccarat is very similar with a few key changes that make the newer version much more fun and exciting to play.

  • Natural Wins In Baccarat

Have you ever wondered, what exactly is a natural win in Baccarat? If after the first two cards are drawn and the total number of points is either eight or nine for either the Banker or the Player then it is declared a natural win. Whichever hand lands an eight or nine wins the game instantaneously.

  • Third Cards In Baccarat

How does one proceed with their third card? Don’t worry, we’ll tell you. A player should stand or not take any more cards if they get a total of six or seven.

If a player has a total of zero, one, two, three, four, or five then they will automatically draw a third card. This won’t be necessary if the Banker already has an eight or nine, in which case the Banker would win the game automatically.

The Banker would draw a third card in the following situations,

  • If a player’s third card is nine, ten, face card, or Ace, then the Banker would draw if they have anything between zero to three and would stand if they have a four to seven. 
  • If a player’s third card is eight, then the banker draws if they have a zero to two and stand with a three to seven. 
  • If a player’s third card is six or seven, then the banker draws from a zero to six and stands for a seven. 
  • If a player’s third card is either four or five, then the banker draws if they have a zero to five and stands if they have a six or seven. 
  • If a player’s third card is two or three, then the banker draws when they have a zero to four and stands when they have a five, six, or seven.
  • The Lightning Cards

The lightning cards are what make Lightning Baccarat live different from traditional Baccarat. In each and every round of Lightning Baccarat, one to five randomly generated “lightning cards” get drawn from a virtual deck of 52 cards.

These lightning cards then have randomly generated payout multipliers attached to them. If a player wins on a hand that has one or more matching lightning cards then their winnings get multiplied accordingly.

The multipliers that get applied to lightning cards range from 2x, 3x, 4x, 5x, and 8x, they are chosen randomly. The final payouts are always multiplied by all the matching lightning cards. This means that a player’s total winnings can go up to 2,62,144x.

Fun fact, to get the maximum ever winnings in Lightning Baccarat a player would have to bet and win on a Tie bet along with all the matching lightning cards with the highest multiplier.

There’s also a 20% lightning fee that gets added to each and every single player’s total bet, this is because it helps fund the game.

How To Play Lightning Baccarat

The game of Lightning Baccarat live is played with eight decks of cards containing 52 cards each. Players simply have to bet on one of the following three conditions – the Player hand will win, the Banker hand will win, or both will end up in a Tie. The hand which has the closest value to nine wins the round.

Follow these steps to play Lightning Baccarat at LuckyNiki online casino,

  • Step 1 – Start by placing your bets, all the standard bets in Lightning Baccarat include the Player win, the Banker win, or the Tie win. When you’re placing a standard bet you can also choose to place side bets. The side bets include the Player pair and the Banker pair.

On your screen, you would find different coin sizes to bet with. The coin values in Lightning Baccarat live are 1, 5, 25, 100, 500, and 1000. Just select your chosen bet value and drag and drop it in the betting area. Feel free to bet on more than one betting area using multiple coins.

  • Step 2 – Now the multipliers get chosen as all the players have placed their bets. These multiplier cards get chosen randomly, where between one to five cards are drawn with multipliers between 2x to 8x. The chosen cards get displayed on the bottom left side of the player’s gaming screen. 
  • Step 3 – This is the time when the dealer starts dealing with the cards. All the cards get dealt alternately in Lightning Baccarat live. This means that one card is dealt to each side starting with the player. A total of up to three cards is given to each and every side.

In case a nine is dealt to one side then the dealer will simply stop giving the cards. This is because in Lightning Baccarat the hand that is closest to nine wins. When a lightning card is dealt all the players get notified immediately.

  • Step 4 – Now that all the cards are dealt it is time to check who is winning the game. The results are displayed on your gaming screen as soon as all the cards have been dealt with. Remember the closest hand to a nine wins the game.

If a player’s bet wins then the payouts are made to them. That player’s profits will be displayed on their gaming screen.

Lightning Baccarat Payouts

We know that Lightning Baccarat live is a fantastic game for low-stakes and high-stakes players because of its capacity to pay big. Here is a detailed list of all the bets, their payouts, their maximum payout, and RTP in the game Lightning Baccarat. 

  • Player Bet – 1:1 payout, 512x maximum payout, with 98.76% RTP. 
  • Banker Bet – 1:1 payout, 512x maximum payout, with 98.59% RTP. 
  • Tie Bet – 5:11 payout, 2,62,144x maximum payout, with 94.51% RTP. 
  • Player Pair Bet – 9:1 payout, 576x maximum payout, with 88.35% RTP. 
  • Banker Pair Bet – 9:1 payout, 576x maximum payout, with 88.35% RTP. 

Lightning Baccarat Multipliers

The unique feature of Lightning Baccarat live is the lightning multipliers that get randomly assigned to any cards in the game. This added multiplier characteristic is what makes Lightning Baccarat so special. In this feature, around five cards are drawn randomly.

Each of these cards gets a random multiplier ranging from 2x to 3x, 4x, 5x, or 8x. If a player’s winning hand contains a lightning card then the multiplier of that lightning card gets applied to their winnings. This is amazing because it can potentially grow a player’s winnings up to 512x their initial stake.

Let’s take an example to understand this better, assuming that the game has chosen three multipliers – Heart 3 (3x), Heart 6 (4x), and Diamond 10 (8x) and a player’s winning hand contains Heart 6 (4x) along with Diamond 10 (8x). For an initial stake of ₹1000, the multipliers 4x and 8x would multiply your bet.

This means that your winnings would be ₹1000x(4×8), which is ₹32,000. If someone gets really lucky then they can get up to 2,62,144x their initial stake, however, note that the winnings in this game are capped at a certain limit.

Lightning Baccarat Side Bets

In Lightning Baccarat live, the following two side bets are available,

  • Player Pair Side Bet – This is a side bet where players are betting on the possibility that the player’s hand’s first two cards will be a pair. 
  • Banker Pair Side Bet – This is a side bet where players are betting on the possibility that the banker hand’s first two cards will be a pair.

Lightning Baccarat Strategy

For the best Lightning Baccarat strategy, you can choose to follow the Martingale strategy. In this particular strategy, players double their bet each time they lose and whenever they win they end up recovering the losses from their losing streak and at the same time make a little profit.

After this, the player can return to the previous bet amount they made before their losing streak. In Lightning Baccarat live, this strategy works best for even money bets. There’s also a chance that this might fail if players don’t have a massive bankroll.

But don’t fret, players that are playing with a small budget can still utilise this strategy by starting with a low bet amount. The thing with the multipliers is that there is no Lightning Baccarat strategy for this. Players cannot use any strategy to boost their multipliers or gain some sort of advantage.

This is because the multipliers are chosen randomly using RNGs. No one can predict or determine what multiplier would get applied to what card and on how many of them.

Lightning Baccarat Winning Tips

Other than the Martingale strategy that we mentioned in the previous section, these are some tips and tricks that you can use to maximise your chances of winning. Even though there’s no sure-shot, foolproof way of winning Lightning Baccarat, we hope that these tips help you in some way or the other.

  • Tip 1 – Always bet with the Banker’s hand, this is because the Banker’s hand always has a slightly better chance of winning than the player’s. This is predominantly because the odds are slightly in favour of the Banker’s hand.
  • Tip 2 – Try to go for the biggest multiplier, this means that you should bet on the Tie bet. Now here’s the thing, most players avoid the Tie bet in all Baccarat variants because the odds of the Tie bet winning are quite low.

However, the multiplier in Lightning Baccarat goes as high as 2,62,144x for the Tie bet. Imagine how impressive your winnings could be if you landed this win.

  • Tip 3 – Double down when you lose, start by deciding how much you want to wager at a time. Keep betting the same amount on the hand that keeps winning.

As soon as you lose, double your bet. The formula is simple, whenever you win make the same bet as soon as you lose double your bet. This would help you recover from losses while still making a profit.

  • Tip 4 – You should probably decide in advance how long you want your gameplay to last. Do this by either setting yourself a budget for how much you want to play with or setting a time limit for how long you want to play.

Deciding a budget helps players play with only the amount they can afford to lose. Similarly, setting a time limit would prevent you from playing unnecessarily.

  • Tip 5 – Don’t be shy to walk away, just stop playing the moment you feel like you’re not in your element. Take a cooling-off period and then return to your game with a fresh and clear mind. You can also play slowly to truly enjoy casino gaming.
  • Tip 6 – Have fun! While winning big is a great feeling, don’t get too caught up with making money. Casino gaming is supposed to be an entertaining activity so remember to have fun and take things lightly.

Play Lightning Baccarat At LuckyNiki

Lightning Baccarat live by Evolution is a dynamic game that is best enjoyed at LuckyNiki online casino. To get the best live casino gaming experience sign up at LuckyNiki or download the LuckyNiki app.

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New players get the most generous welcome bonus in the industry of a 100% bonus which is up to ₹1 Lakh with extra 250 free spins.

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Get the fastest cashout within 24 hours to transfer all your Lightning Baccarat winnings into your bank account.

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Reach out to us anytime with our 24 hours customer care services. We are here to resolve your issues so feel free to contact us via emails, phone calls, and live chat.

How To Play Lightning Baccarat At LuckyNiki

To play this dynamic and immersive live casino game at LuckyNiki just follow these steps. 

  • Step 1 – Enter LuckyNiki online casino’s URL in your web browser or you could simply download and install the LuckyNiki app
  • Step 2 – Log in to your existing LuckyNiki account or create a brand new account. To create your account, click on the “Join now” button and add all your personal and banking details. Choose a username and password and make sure to verify all your details as soon as possible. 
  • Step 3 – Make your first deposit in your gaming account and claim your welcome bonus. 
  • Step 4 – Look for the Lightning Baccarat game in LuckyNiki’s live casino game section. 
  • Step 5 – Click on the game and select “Play now”. 
  • Step 6 – Familiarise yourself with all the rules and instructions of the game and then start playing. 
  • Step 7 – Place your bets and win big with the lightning cards and multipliers.


Light Baccarat live is a live casino game by Evolution Gaming which offers a new take on the classic Baccarat casino game. This live casino game was first introduced by Evolution in January 2020. Lightning Baccarat combines the best of both worlds with traditional online Baccarat and the new lightning multiplier feature.

This game is capable of providing insane payouts with multipliers going as high as 2,62,144x on the Tie bet. Before each and every game round, between one to five cards are randomly chosen from a virtual deck of 52 cards. Each of the drawn cards becomes what we call lightning cards.

The lightning cards get a multiplier of either 2x, 3x, 4x, 5x, or 8x. Any player that lands a win on any of the lightning cards gets the multiplier applied to their final payouts. Do keep in mind that a 20% lightning fee is added to each and every player’s total stake, this fee helps fund the game.

Get lightning-fast winnings with Lightning Baccarat only at LuckyNiki online casino. 

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Lightning Baccarat FAQ

  • Which baccarat is most popular?

Lightning Baccarat live by Evolution Gaming is a pretty popular variant of the traditional classic game of Baccarat. You can play this flashy game at LuckyNiki online casino.

  • What is the secret to winning in baccarat?

There is no sure-shot secret that can enable a player to win Baccarat. Just familiarise yourself with the rules and instructions of this game. Study and implement the basic Baccarat strategy and then draw your own conclusions from them to come up with your own strategies.

  • Is baccarat purely luck?

Baccarat like all other casino games combines skills and luck. While the game is mainly decided by luck because it is run and operated by RNGs, you do need to have some skills. So, keep playing Lightning Baccarat live to practice and get really good at this game.

  • Is there any real strategy for baccarat?

Players can follow the Martingale strategy for Baccarat where you are required to double your bets every time you lose so that when you win you are able to recover from your losses and earn a profit at the same time.

Just remember to manage your bankroll accordingly to make the best use of this particular lightning baccarat strategy.

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